Guides

About Azupay PayTo

Our leading PayTo technologies enable initiation and set-up of both one time and recurring digital direct debit agreements with customers in accordance with PayTo consent terms.

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What is PayTo?

How can PayTo help your business?

Streamline your various payments and reduces your costs. Get ready to replace direct debit with Azupay and PayTo.

Fixed payment
For regular fixed recurring payments like subscriptions, repayments or loans.




Variable payment
PayTo can cater to recurring, variable payment amounts such as energy or telco bills where the amount may depend on the actual usage of service.



One-off payment
PayTo is the fastest and safest way to perform a one-off account-to-account transaction. Online, at point of sale or via a paper or pdf bill, the funds are settled immediately.



🛠️ How it works

  1. Your business creates a payment request inside your customer’s bank app for one-off or recurring payments.
  2. You are notified when your customer approves the request
  3. Once approved you collect your one-off or recurring payment

No further approvals are required for future payments


What’s Next

We have other solutions for other types of payments (PayID and PayOut). We recommend you understand all our solutions and the potential business scenarios in which they can be used.